
Level 6, 8 Adolph Street , Cremorne VIC 3121
Character Driven
Exit Focused
Direct Lending

WHO WE ARE
Consolidated Opportunity Investment. COI.
COI Capital Management is a private credit and investment management firm specialising in the careful identification and execution of credit opportunities. Our focus is on sourcing, evaluating, and supporting transactions that demonstrate strong fundamentals and align with our disciplined underwriting philosophy.
We draw inspiration from the traditional principles of relationship-driven lending - a time when credit was extended based on deep understanding, integrity, and long-standing trust. At COI, these values remain central to how we engage with borrowers, advisors, and investors, combining them with modern governance, analytical rigour, and high standards.

A REPUTATION BUILD ON DISCIPLINE
We are committed to maintaining a disciplined, transparent, and well-structured approach to private credit. Our focus is on rigorous assessment, thoughtful execution, and clear communication throughout every stage of the credit process.
The confidence placed in COI by borrowers, advisors, and professional partners reflects the standards we uphold and the consistency of our practices. Our reputation has been shaped by the quality of our work, the integrity of our decision-making, and our ongoing commitment to responsible credit management.
WHY CHOOSE COI CAPITAL
COI Capital operates as a focused private credit manager with a disciplined and relationship-driven approach to lending. We emphasise rigorous due diligence, selective origination, and thoughtfully structured credit solutions that reflect the underlying fundamentals of each opportunity.
Our philosophy is grounded in professionalism, integrity, and a clear understanding of borrower quality, security position, and exit pathway. This disciplined framework supports consistent decision-making and ensures each transaction is evaluated through a risk-first lens.
Warren Buffett once said: "Trust is like the air we breathe when it’s present, nobody really notices; when it’s absent, everybody notices." . We are direct lenders, fostering this trust while remaining disciplined, selective, and guided by the integrity of our borrowers and the strength of the exits we structure in every transaction.


OUR PURPOSE
Our purpose is to support a well-functioning private credit ecosystem by engaging responsibly with both borrowers and investors. COI Capital focuses on structuring, managing, and overseeing credit opportunities that are grounded in sound fundamentals and a disciplined underwriting process.
For us, a successful fund is defined by clarity, governance, and the alignment of interests. We seek to offer thoughtfully designed credit strategies that are supported by rigorous analysis and robust risk frameworks. Our approach emphasises transparency, consistency, and careful consideration of the needs of all participants within the credit cycle.