Borrowers
Borrowers
Our Products
CURRENT INTEREST RATE* P.A.
From 8.50%
MIN. LOAN AMOUNT
$1M
Commercial
MAX. LOAN TERM
2 Years
MAX. LVR
<70% 1st Mortgage
<75% 2nd Mortgage
CURRENT INTEREST RATE* P.A.
From 9.5%
MIN. LOAN AMOUNT
$2M
Pre-Development
MAX. LOAN TERM
2 Years
MAX. LVR
<70% 1st Mortgage,
<77% 2nd Mortgage
CURRENT INTEREST RATE* P.A.
From 8.50%
MIN. LOAN AMOUNT
$1M
Residual Stock
MAX. LOAN TERM
1 Year
MAX. LVR
<70% 1st Mortgage
<75% 2nd Mortgage
* Interest rates are variable and are driven by Loan to Value Ratio. If applicable, ICR for servicing requirements needs to be min. 1.15x on actual interest rate.
Borrowers
Our Experience
COI Capital Management brings a broad range of experience across commercial real estate credit, corporate finance, advisory, and transaction structuring. Our team has worked across multiple disciplines within the private credit and real estate finance markets, contributing to a well-rounded and informed approach to evaluating lending opportunities.
Our capability spans credit assessment, deal structuring, and stakeholder engagement, enabling us to approach each transaction with a balanced and commercially aware perspective. This depth of experience supports a disciplined process that reflects institutional standards and thoughtful risk management throughout the lending lifecycle.
It's rare to find a private lender who really gets what a developer needs in order to complete and develop a pipeline of projects.
Everyone I've dealt with at COI has been professional and their responsiveness to my needs has been second to none. They understand the intricacies of our business and I look forward to continuing with them long term.
George | COI Borrower
A SPECIALIST PRIVATE CREDIT PLATFORM
COI Capital Group engages with a carefully selected network of borrowers and industry participants to provide well-structured private credit solutions backed by disciplined underwriting and clear evaluation of underlying assets.
Our lending activities are focused on Australian property-backed credit, supported by a research-driven approach and robust governance processes. We apply structured analysis, consistent oversight, and a risk-aware framework to the assessment and management of each credit opportunity.
COI’s experience across the commercial real estate and private credit landscape informs a professional, process-driven approach that reflects institutional standards and long-term operational discipline.
Submit your details and a member of our team will be in touch shortly.
Borrowers
Recent Transactions
Loan Settled, Port Melbourne VIC
Ranking
Senior
$1,500,000.00
Facility Limit
Pre-Development
Loan Type
LVR
13%
Loan Settled, Sandringham VIC
Ranking
Senior
$7,130,000.00
Facility Limit
Residual Stock
Loan Type
LVR
64%
